270 Legal [Sample Agreements]

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Transfer Agency and Service Agreement

Category: Security, Services, Servicing, Stock

   (a) The Bank shall enter into Participant Agreements with the
         Participants identified therein in the form attached hereto as Exhibit
         B with such changes and modifications as shall be approved by the
         Distributor identified therein (the Distributor's execution of the
         Participant Agreement being conclusive as to its approval of any such
         changes and modifications), provided that no changes or modifications
         which adversely affect the Bank's rights or obligations shall be made
         without its consent, and in accordance with the terms and conditions of
         such Participant Agreements the Bank shall:

                            (i) Perform and facilitate the performance of
                  purchases and redemption of Creation Units;

                           (ii) Prepare and transmit by means of DTC's
                  book-entry system payments for dividends and distributions
                  declared by the Trust on behalf of the applicable Fund;

                          (iii) Maintain the record of the name and address of
                  the Shareholder and the number of Shares issued by the Funds
                  of the Trust and held by the Shareholder;

                           (iv) Record the issuance of Shares of the respective
                  Funds of the Trust and maintain a record of the total number
                  of Shares of the Funds of the Trust, and, which are
                  authorized, based upon data provided to it by the Trust. The
                  Bank shall have no obligation, when recording the issuance of
                  Shares, to monitor the issuance of such Shares or to take
                  cognizance of any laws relating to the issue or sale of such
                  Shares, which functions shall be the sole responsibility of
                  the Trust.

                            (v) Prepare and transmit to the Trust and the
                  Trust's administrator and to any applicable securities
                  exchange (as specified to the Bank by the administrator or by
                  the Trust) information with respect to purchases and
                  redemptions of Shares;

                           (vi) On days that the Trust may accept orders for
                  purchases or redemptions, calculate and transmit to the Bank
                  and the Trust's administrator the number of outstanding Shares
                  for each Fund;

                          (vii) On days that the Trust may accept orders for
                  purchases or redemptions (pursuant to the Participant
                  Agreement), transmit to the Bank, the Trust and DTC the amount
                  of Shares purchased on such day;

                         (viii) Confirm to DTC the number of Shares issued to
                  the Shareholder, as DTC may reasonably request;

                           (ix) Prepare and deliver other reports, information
                  and documents to DTC as DTC may reasonably request;

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                            (x) Extend the voting rights to the Shareholder
                  and/or beneficial owners of Shares in accordance with the
                  policies and procedures of DTC for book-entry only securities;

                           (xi) Maintain those books and records of the Trust
                  specified by the Trust in Schedule A attached hereto;

                          (xii) Prepare a monthly report of all purchases and
                  redemptions during such month on a gross transaction basis.
                  The monthly report shall show the counterpart and amount of
                  each purchase on a daily basis net number of shares either
                  redeemed or created for such Business Day.

                         (xiii) Receive from the Distributor (as defined in the
                  Participant Agreement) purchase orders from Participants (as
                  defined in the Participant Agreement) for Creation Unit
                  aggregations of Shares received in good form and accepted by
                  or on behalf of the Trust by the Distributor, transmit
                  appropriate trade instructions to the National Securities
                  Clearance Corporation, if applicable, and pursuant to such
                  orders issue the appropriate number of Shares of the
                  applicable Fund and hold such Shares in the account of the
                  Shareholder for each of the respective Funds of the Trust; and

                          (xiv) Receive from the Participants (as defined in the
                  Participant Agreement) redemption requests, deliver the
                  appropriate documentation thereof to The Bank of New York as
                  custodian for the Trust, generate and transmit or cause to be
                  generated and transmitted confirmation of receipt of such
                  redemption requests to the Participants submitting the same;
                  transmit appropriate trade instructions to the National
                  Securities Clearance Corporation, if applicable, and redeem
                  the appropriate number of Creation Unit Aggregations of Shares
                  held in the account of the Shareholder.

                   (b) In addition to and neither in lieu nor in contravention
         of the services set forth in the above paragraph (a), the Bank shall:
         perform the customary services of a transfer agent and dividend
         disbursing agent including but not limited to: maintaining the account
         of the Shareholder, obtaining a list of DTC participants holding
         interests in the Global Certificate at the request of the Trust,
         mailing proxy materials, shareholder reports and prospectuses to the
         Shareholder or DTC participants or beneficial owners of Shares at the
         request of the Trust and those services set forth on Schedule A
         attached hereto.

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